Quick Answer: Do You Need The Insurance When Renting A Car?

Do you need car insurance to hire a car?

All car rental companies should provide you with basic insurance – usually called CDW or LDW.

This typically covers damage, theft and Third Party Liability Insurance – this may vary from country to county, but generally there is a level of insurance included in the price of your car hire..

Will my insurance cover a car rental?

While car hire agreements typically offer some level of insurance for your rental, excess cover could give you better peace of mind. Car hire excess insurance will also cover you for some of the ‘extras’ charged by the rental company such as damage to tyres, underbody damage and damage to any auto-glass.

Does my credit card cover car rental insurance?

Most Visa cards will cover theft, damage to the rental car, towing and loss-of-use charges if you do not have a personal auto insurance policy. … A few credit cards automatically offer primary coverage, meaning you are covered even if you have your own car insurance.

What does a collision damage waiver cover?

A Collision Damage Waiver (CDW) is an optional service sold by a rental car companies to cover you in case of an accident or other event that causes damage to your rental car. The waiver covers only the rented vehicle and means that the rental company waives its right to pursue you for damage.

What insurance is necessary when renting a car?

You Need General Liability Protection Car rental companies in most countries are required by law to include liability insurance. In the U.S., required coverage can be ludicrously small (usually only the minimum required by the state)—it’s usually much better in Europe.